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  Loan Rates  
     
 
Current Loan Rates    Rates effective as of: May - 2017                    

Auto loan as easy as 1,2,3.  1. Drive to dealer. 2. Pick out your auto 3. Let them know that you want MVCU for your financing       That's It! 

We can match rates too.

Receive .25% off your loan rate with auto transfer or auto pay-ask how!

Loan Type Maximum Terms Fixed Fixed APR Rates With Auto Pay Variable APR
New / Used /Car / Truck

2017-2016-2015-2014

84 Months As low as 3.54% 3.29% NA

2017-2016-2015-2014

72 Months

As low as 2.99%

2.74% NA
2013-2012 72 Months As low as 2.99% 2.74% N/A
2011 72 Months As low as 3.99% 3.74% N/A
2010 60 Months As low as 4.99% 4.74% N/A
Used Car / Truck
2009-2008  60 Months As low as 4.99% 4.74% N/A 
2007-2006  48 Months As low as 5.99% 5.74% N/A 
2005-2004  48 Months As low as 6.49% 6.24% N/A 
2003 - Under  36 Months As low as 6.99% 6.74% N/A 
Personal Loans
Maximum $5,000         
Vacation Loans Up to 12 Months

As low as

6.49%

6.24% N/A
Signature Loans Up to 12 Months

As low as

7.00%

6.75% N/A
  Up to 24 months

As low as

8.00%

7.75% N/A
  Up to 36 months

As low as

9.00%

8.75% N/A
  Up to 48 months

As low as

10.00%

9.75% N/A
Classic Car
Certified Appraisal   96 Months As low as 6.50% 6.25% N/A 
Home Equity Lines of Credit
$10,000 - Under  60 Months N/A N/A 4.00% 
$10,001 - $15,000  120 Months N/A N/A 4.00% 
$15,001 - Above  180 Months N/A N/A 4.00% 
90% Loan to Value 180 Months N/A N/A 6.00%
100% Loan to Value 180 Months N/A N/A 8.00%
Closed End Home Equity*
$5,000 - $10,000  60 Months 4.99% N/A N/A 
$10,001 - $100,000  120 Months 4.99% N/A N/A 
90% Loan to Value 120 Months 7.99% N/A N/A
100% Loan to Value 120 Months 10.99% N/A N/A
New & Used Boats & RV's
$10,000 and Under 72 Months

As low as

4.59%

4.34%

N/A

$10,001 - $15,000 84 Months

As low as

4.59%

4.34% N/A
$15,001 - $20,000 120 Months

As low as

4.79%

4.54% N/A
$20,001 - $25,000 180 Months

As low as

5.49%

5.24% N/A
$25,001 - $30,000 180 Months

As low as

5.49%

5.24% N/A
$30,001 - $75,000 180 Months

As low as

5.49%

5.24% N/A
New & Used Motorcycles
Up to $9,999 72 Months As low as 2.99% 2.74% NA
Over $10,000 84 Months As low as 3.99% 3.74% NA
Share Certificate
  Equal to Term 3% Above CD N/A N/A 
Share Secured
  180 Months 3.25% N/A N/A 

Home Loans: Call Liz Terwilliger NMLS ID 137587

  Cell #419-699-5130    Office # 419-931-9011  for your mortgage options

80% LTV  - 0 point 15 Years 3.625 N/A NA
80% LTV  - 0 point 30 Years 4.125 N/A NA
VA & FHA Loans 30 Years 4.250 N/A NA
VISA Credit Card
Visa Platinum 

2% of Balance

non-variable

9.9% to 19.9% N/A N/A 
MVCU's Visa Platinum Credit Card rates are based on your credit score.

Certain loan types are exempt from special promotional discounts

We match rate and terms - some dealer promo's do not apply                                

LTV=Loan to Value
*LTV 80%-- Annual Percentage Rate (APR) - No Annual Fees!
Visa Platinum- NSF Fee $30, Card Replacement $17, Retrieval Fee $17.00
Late Payment Fee-$20 after 15 days

Fixed rate loans have a $175 processing fee. Home loans are exempt from this fee

 

Receive .25% off of your loan rate with auto transfer from checking or savings Receive .25% off of your loan rate with auto pay from your direct deposit to your loan

Cash advances cannot be used to payoff current MVCU account
-We do business in accordance with the federal fair housing law and equal credit opportunity act.
-MVCU reserves the right to change rates at any time prior to loan closing.
-All Variable rates may increase or decrease after loan consumption.

 

Apply for a MVCU loan today

 

Receive .25% with auto tranfer or auto pay on your next loan

 

Fill out your application online.

PRIVACY & SECURITY   |    FEES & DISCLOSURES
Monday, May 29, 2017
This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.